A list of commercial banks in Nepal along with their base rates and non-performing loan (NPL)

As of 21.03.2023

The table represents a list of commercial banks in Nepal along with their base rates and non-performing loan (NPL) ratios as of a certain point in time.

The base rate refers to the minimum interest rate at which a bank can lend to its customers. It is determined by the central bank of Nepal, the Nepal Rastra Bank, and is used as a benchmark rate for all loans and credit facilities offered by banks.

The NPL ratio represents the proportion of a bank’s loan portfolio that is in default or at risk of default. A high NPL ratio can indicate potential credit risk and financial instability for the bank.

Overall, the table provides an overview of the lending environment in Nepal and the relative performance of different commercial banks in terms of their lending rates and loan quality.